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Payday Loans in Louisville, KY – Online & Near Me

Apply for a payday loan

How to get a payday loan

Fast Online Payday Loan [ LOUISVILLE ]

Possible types of loans:

  • $100, $200, $300, $400, $500, $600, $700, $800, $900, 1000 dollars are emergency payday loans in Louisville Kentucky USA, which are issued for a period of 1, 2, 3 or 4 weeks (until your next salaries).
  • $1500, $2000, $2500, $3000, $3500, $4000, $4500, $5000 – Louisville, KY installment loans that can be taken out for terms of up to 2 years (most often 1, 6, 9, 12 or 3 months).

To get fast online cash advances (payday or personal loans, short-term loans, fast cash) with instant approval in Louisville, KY, USA, use our simple 5-minute application form! The money will be credited to your bank account within 24-48 hours (or faster) after approval.


Cash Advance Near Me :: Louisville Kentucky Direct Lenders (list of offline stores and agencies nearby)

CompanyAddressPhone
Check Into Cash525 N 22nd St, Louisville, KY 40203+1 502-776-9046
Eagle Finance10363 Dixie Hwy, Louisville, KY 40272+1 502-935-2300
CheckSmart5921 Terry Rd, Louisville, KY 40216+1 502-447-4744
Heights Finance5703 Preston Hwy, Louisville, KY 40219+1 502-964-0408
Advance America5510 New Cut Rd, Louisville, KY 40214+1 502-380-3726
LendNation2101 Hikes Ln, Louisville, KY 40218+1 502-459-1000

About Small Payday Loans in Louisville Kentucky

Payday Loan — The Terms and Requirements

  • State note: Kentucky regulates consumer lending — exact fee caps, licensing, and rollover rules vary. Verify current KY Dept. of Financial Institutions rules or request I look up up‑to‑date local regulations or sample lender offers.
  • Eligibility: 18+; government photo ID; active checking account; Social Security number (often last 4); proof of income (pay stubs or bank deposits); local address and contact info.
  • Typical loan size & term: small-dollar advances (commonly $100–$1,000), short term (until next paycheck — usually 7–30 days).
  • Cost & fees: flat fees or fixed charge per $100 rather than standard interest — yields very high APR when annualized.
  • Repayment: post‑dated check or ACH/electronic debit on the due date; NSF and collection fees apply if repayment fails.
  • Rollovers/extensions: may be available for additional fees but increase total cost; state rules limit abusive practices.