Fast Online Payday Loan [ OXNARD ]
Possible types of loans:
- $100, $200, $300, $400, $500, $600, $700, $800, $900, 1000 dollars are emergency payday loans in Oxnard California USA, which are issued for a period of 1, 2, 3 or 4 weeks (until your next salaries).
- $1500, $2000, $2500, $3000, $3500, $4000, $4500, $5000 – Oxnard, CA installment loans that can be taken out for terms of up to 2 years (most often 1, 6, 9, 12 or 3 months).
To get fast online cash advances (payday or personal loans, short-term loans, fast cash) with instant approval in Oxnard, CA, USA, use our simple 5-minute application form! The money will be credited to your bank account within 24-48 hours (or faster) after approval.
Cash Advance Near Me :: Oxnard California Direct Lenders (list of offline stores and agencies nearby)
| Company | Address | Phone |
|---|---|---|
| ACE Cash Express | 2694 E Vineyard Ave, Oxnard, CA 93036 | +1 805-981-3548 |
| Advance America | 2329 N Oxnard Blvd, Oxnard, CA 93036 | +1 805-278-7842 |
| OneMain Financial | 187 E Gonzales Rd, Oxnard, CA 93036 | +1 805-278-0026 |
| Capital Car Title Loans | 1215 Saviers Rd, Oxnard, CA 93033 | +1 805-210-8129 |
| Oportun | 2401 Saviers Rd, Oxnard, CA 93033 | +1 805-978-5375 |
| Checkmate | 1420 W Channel Islands Blvd, Oxnard, CA 93030 | +1 805-247-0616 |
Find a Creditor Near You Using a Map
Short-Term Loan Requirements & Limits in Oxnard, CA
To qualify for a short-term loan (including payday loans) in Oxnard, California, borrowers must typically:
- Be 18+ years old
- Provide a valid government-issued ID (CA driver’s license, state ID, etc.)
- Show proof of income (pay stubs, bank statements, or benefits)
- Have an active checking account
- Provide a Social Security Number (SSN) or ITIN
- Submit contact details (phone, email, and proof of residency)
Maximum Loan Amount & Terms in California
- Loan limit: $300 maximum (for payday loans)
- Loan term: Up to 31 days (aligned with borrower’s pay cycle)
- Fee cap: 15% of the loan amount (e.g., $45 max fee on a $300 loan)
- APR example: A $300 loan with a $45 fee = 460% APR
Key Regulations:
- No rollovers/extensions allowed (must repay in full before new loan)
- Lenders cannot charge interest—fees are flat-rate only
Warning: While California regulates payday loans, they remain costly. Consider alternatives like credit union loans or payment plans.
