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Payday Loans in Berkeley, CA – Online & Near Me

Apply for a payday loan

How to get a payday loan

Fast Online Loan [ BERKELEY ]

Possible types of loans:

  • $100, $200, $300, $400, $500, $600, $700, $800, $900, 1000 dollars are emergency payday loans in Berkeley California USA, which are issued for a period of 1, 2, 3 or 4 weeks (until your next salaries).
  • $1500, $2000, $2500, $3000, $3500, $4000, $4500, $5000 – Berkeley, CA installment loans that can be taken out for terms of up to 2 years (most often 1, 6, 9, 12 or 3 months).

To get fast online cash advances (payday or personal loans, short-term loans, fast cash) with instant approval in Berkeley, CA, USA, use our simple 5-minute application form! The money will be credited to your bank account within 24-48 hours (or faster) after approval.


Cash Advance Near Me :: Berkeley California Direct Lenders (list of offline stores and agencies nearby)

CompanyAddressPhone
ACE Cash Express2005 San Pablo Ave, Berkeley, CA 94702+1 510-548-0324
Patelco Credit Union2033 Kala Bagai Wy, Berkeley, CA 94704+1 800-358-8228
INOVA Federal CU2607 Seventh St B, #A, Berkeley, CA 94710+1 574-294-6553
1st United Credit Union2175 Milvia St, Berkeley, CA 94704+1 800-649-0193
BluPeak Credit Union2350 Shattuck Ave, Berkeley, CA 94704+1 866-873-4968
Creators Equity Foundation2324 Blake St #2, Berkeley, CA 94704+1 510-665-4209

Minimum Requirements for the Borrower

In Berkeley, California, payday loan lenders typically require applicants to meet a few basic eligibility criteria. Here are the minimum requirements:

  1. Age: You must be at least 18 years old.
  2. Income: You need a steady source of income (employment, benefits, or other verifiable income).
  3. Bank Account: An active checking account is usually required for depositing funds and repayment.
  4. ID & Residency: A valid government-issued ID (e.g., driver’s license) and proof of California residency.
  5. Contact Information: A working phone number and email address.

California law caps payday loans at $300, with a maximum fee of 15% of the loan amount. Lenders cannot offer loans to borrowers with existing unpaid payday loans. Always review terms carefully and consider alternatives before borrowing.