Skip to content
Home » US Cities Served » Berkeley, CA

Payday Loans in Berkeley, CA – Online & Near Me

How to get a payday loan

Apply for a Fast Online Loan [ BERKELEY ]

Possible types of loans:

  • $100, $200, $300, $400, $500, $600, $700, $800, $900, 1000 dollars are emergency payday loans in Berkeley California USA, which are issued for a period of 1, 2, 3 or 4 weeks (until your next salaries).
  • $1500, $2000, $2500, $3000, $3500, $4000, $4500, $5000 – Berkeley, CA installment loans that can be taken out for terms of up to 2 years (most often 1, 6, 9, 12 or 3 months).

Available locations for direct deposit loans.

Postal (zip) codes: 94701, 94702, 94703, 94704, 94705, 94706, 94707, 94708, 94709, 94710, 94712, 94720.

Area code: 341, 510

To get fast online cash advances (payday or personal loans, short-term loans, fast cash) with instant approval in Berkeley, CA, USA, use our simple 5-minute application form! The money will be credited to your bank account within 24-48 hours (or faster) after approval.


Cash Advance Near Me :: Berkeley California Direct Lenders (list of offline stores and agencies nearby)

CompanyAddressPhone
ACE Cash Express2005 San Pablo Ave, Berkeley, CA 94702+1 510-548-0324
Patelco Credit Union2033 Kala Bagai Wy, Berkeley, CA 94704+1 800-358-8228
INOVA Federal CU2607 Seventh St B, #A, Berkeley, CA 94710+1 574-294-6553
1st United Credit Union2175 Milvia St, Berkeley, CA 94704+1 800-649-0193
BluPeak Credit Union2350 Shattuck Ave, Berkeley, CA 94704+1 866-873-4968
Creators Equity Foundation2324 Blake St #2, Berkeley, CA 94704+1 510-665-4209

Credit companies in other cities, located near you:


Minimum Requirements for the Borrower

In Berkeley, California, payday loan lenders typically require applicants to meet a few basic eligibility criteria. Here are the minimum requirements:

  1. Age: You must be at least 18 years old.
  2. Income: You need a steady source of income (employment, benefits, or other verifiable income).
  3. Bank Account: An active checking account is usually required for depositing funds and repayment.
  4. ID & Residency: A valid government-issued ID (e.g., driver’s license) and proof of California residency.
  5. Contact Information: A working phone number and email address.

California law caps payday loans at $300, with a maximum fee of 15% of the loan amount. Lenders cannot offer loans to borrowers with existing unpaid payday loans. Always review terms carefully and consider alternatives before borrowing.

Your Reviews and Questions

Join the conversation

Your email address will not be published. Required fields are marked *