Fast Online Payday Loan [ FARGO ]
Possible types of loans:
- $100, $200, $300, $400, $500, $600, $700, $800, $900, 1000 dollars are emergency payday loans in Fargo North Dakota USA, which are issued for a period of 1, 2, 3 or 4 weeks (until your next salaries).
- $1500, $2000, $2500, $3000, $3500, $4000, $4500, $5000 – Fargo, ND installment loans that can be taken out for terms of up to 2 years (most often 1, 6, 9, 12 or 3 months).
To get fast online cash advances (payday or personal loans, short-term loans, fast cash) with instant approval in Fargo, ND, USA, use our simple 5-minute application form! The money will be credited to your bank account within 24-48 hours (or faster) after approval.
Cash Advance Near Me :: Fargo North Dakota Direct Lenders (list of offline stores and agencies nearby)
| Company | Address | Phone |
|---|---|---|
| EZ Money Check Cashing | 1833 S University Dr, Fargo, ND 58103 | +1 701-293-7178 |
| Ameri-Cash | 3060 25th St S A, Fargo, ND 58103 | +1 701-235-9555 |
| Money Lenders | 3402 13th Ave S, Fargo, ND 58103 | +1 701-232-0287 |
| OneMain Financial | 4900 13th Ave SW #2, Fargo, ND 58103 | +1 701-293-9200 |
| Republic First Funding | 3523 45th St S #100, Fargo, ND 58104 | +1 877-452-9126 |
| Money Lenders | 1410 9th St E, West Fargo, ND 58078 | +1 701-356-0810 |
Find a Creditor Near You Using a Map
Short-Term Loan Requirements & Limits in Fargo, ND
To qualify for a short-term loan (including payday loans) in Fargo, North Dakota, borrowers must typically:
- Be 18+ years old
- Provide a valid government-issued ID
- Show proof of income (pay stubs, benefits, or bank statements)
- Have an active checking account
- Provide contact details (phone, email, and sometimes proof of residency)
Maximum Loan Amount & Terms in North Dakota
- Loan limit: $500 maximum
- Loan term: 60 days minimum (no single-payment loans allowed)
- Finance charge cap: 20% of the loan amount
- APR example: A 14-day $500 loan with a $100 fee = 521% APR
Key Regulations:
- Rollovers/extensions not permitted
- Borrowers cannot take multiple loans exceeding $500 total
Warning: While North Dakota caps fees, short-term loans remain expensive. Consider credit union alternatives or payment plans first.
