Fast Online Payday Loan [ ONTARIO ]
Possible types of loans:
- $100, $200, $300, $400, $500, $600, $700, $800, $900, 1000 dollars are emergency payday loans in Ontario California USA, which are issued for a period of 1, 2, 3 or 4 weeks (until your next salaries).
- $1500, $2000, $2500, $3000, $3500, $4000, $4500, $5000 – Ontario, CA installment loans that can be taken out for terms of up to 2 years (most often 1, 6, 9, 12 or 3 months).
To get fast online cash advances (payday or personal loans, short-term loans, fast cash) with instant approval in Ontario, CA, USA, use our simple 5-minute application form! The money will be credited to your bank account within 24-48 hours (or faster) after approval.
Cash Advance Near Me :: Ontario California Direct Lenders (list of offline stores and agencies nearby)
| Company | Address | Phone |
|---|---|---|
| Mariner Finance | 951 N Haven Ave Unit A, Ontario, CA 91764 | +1 909-256-5068 |
| OneMain Financial | 750 N Archibald Ave #A, Ontario, CA 91764 | +1 909-948-7771 |
| ACE Cash Express | 1856 S Euclid Ave Ste B, Ontario, CA 91762 | +1 909-418-6981 |
| Oportun | 1000 N Mountain Ave, Ontario, CA 91762 | +1 909-743-6642 |
| Advance America | 1829 E 4th St, Ontario, CA 91764 | +1 909-460-5958 |
| Capital Car Title Loans | 396 E Holt Blvd, Ontario, CA 91761 | +1 909-303-6230 |
Find a Creditor Near You Using a Map
Quick Cash Advances in Ontario, CA: Fast Funding Options for Emergencies
When unexpected expenses arise—a medical bill, car repair, or overdue rent—a quick cash advance can provide immediate relief. For residents of Ontario, California, several legal and accessible options exist for obtaining fast cash, from payday loans to credit union alternatives.
This guide explores the best cash advance options in Ontario, CA, including their pros, cons, and where to find them.
Types of Quick Cash Advances in Ontario, CA
1. Payday Loans (Fast but Expensive)
Payday loans are short-term, small-dollar loans (up to $300) designed to be repaid by your next paycheck. California law regulates these loans with strict fee limits.
Key Features:
- Loan Amount: Up to $300
- Term: 14 to 31 days
- Fees: Max 15% of the loan amount (≈ 460% APR)
- No Credit Check (Based on income verification)
Where to Get Them:
- Advance America (Near Ontario Mills)
- ACE Cash Express (Holt Blvd & Euclid Ave)
- Check Into Cash (Multiple locations)
⚠ Warning: Payday loans are costly and can lead to debt cycles if not repaid on time.
2. Installment Loans (Better for Larger Amounts)
If you need more than $300, an installment loan allows repayment in fixed monthly payments over 3 to 24 months.
Key Features:
- Loan Amount: $500 – $5,000+
- APR: 25% – 200% (depends on lender & credit)
- Credit Check Usually Required
Where to Get Them:
- OneMain Financial (Ontario location)
- LendingClub & Upstart (Online lenders)
- Credit Unions (Lower rates for members)
3. Credit Card Cash Advances (Instant but High Fees)
If you have a credit card, you can withdraw cash from an ATM, but this comes with high fees and interest.
Key Features:
- Fee: 3% – 5% of the advance
- APR: 25%+ (interest starts immediately)
- No Application Needed (If you already have a card)
Tip: Only use this option if you can repay quickly to avoid steep interest.
4. Credit Union Payday Alternative Loans (PALs – Best Low-Cost Option)
Some federal credit unions offer Payday Alternative Loans (PALs), which are small, short-term loans with much lower rates than payday loans.
Key Features:
- Loan Amount: $200 – $1,000
- APR: Max 28% (vs. 400%+ for payday loans)
- Repayment: 1 – 6 months
Where to Get Them:
- Ontario-based credit unions (e.g., SchoolsFirst FCU, Altura Credit Union)
5. Title Loans (Risky – Not Recommended)
Title loans use your car as collateral, but California has strict regulations, making them rare in Ontario.
⚠ Avoid if possible—high risk of losing your vehicle.
