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Payday Loans in Salt Lake City, UT – Online & Near Me

How to get a payday loan

Apply for a Fast Online Loan [ SALT LAKE CITY ]

Possible types of loans:

  • $100, $200, $300, $400, $500, $600, $700, $800, $900, 1000 dollars are emergency payday loans in Salt Lake City Utah USA, which are issued for a period of 1, 2, 3 or 4 weeks (until your next salaries).
  • $1500, $2000, $2500, $3000, $3500, $4000, $4500, $5000 – Salt Lake City, UT installment loans that can be taken out for terms of up to 2 years (most often 1, 6, 9, 12 or 3 months).

To get fast online cash advances (payday or personal loans, short-term loans, fast cash) with instant approval in Salt Lake City, UT, USA, use our simple 5-minute application form! The money will be credited to your bank account within 24-48 hours (or faster) after approval.


Cash Advance Near Me :: Salt Lake City Utah Direct Lenders (list of offline stores and agencies nearby)

CompanyAddressPhone
Check n Go1645 W 700 N Ste K, Salt Lake City, UT 84116+1 801-364-7977
LendNation832 W North Temple St, Salt Lake City, UT 84116+1 801-359-6300
Check City2120 S State St, Salt Lake City, UT 84115+1 801-484-2424
1st Choice Money Center1244 S Redwood Rd, Salt Lake City, UT 84104+1 801-886-1888
Check City1296 E 3300 S, Salt Lake City, UT 84106+1 801-456-2358
1st Choice Money Center1423 S 300 W A, Salt Lake City, UT 84115+1 801-487-4121

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Payday Loan Requirements & Limits in Salt Lake City, UT

To qualify for a payday loan in Salt Lake City, Utah, borrowers typically need:

  • Be 18+ years old (or 19+ if under a guardianship)
  • Provide a valid government-issued ID
  • Show proof of income (pay stub, benefits, or bank statements)
  • Have an active checking account
  • Provide a Social Security Number (SSN) or ITIN
  • Submit contact details (phone, email, and sometimes proof of residency)

Maximum Loan Amount & Terms in Utah

  • Loan limit: $1,000 maximum (or 25% of gross monthly income, whichever is less)
  • Loan term: Minimum 12 weeks (no single-payment loans allowed)
  • Finance charges capped at 15% of the loan amount
  • APR can still exceed 400% due to short repayment terms

Warning: Utah has fewer restrictions than many states—compare lenders carefully and explore alternatives before borrowing.

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