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Home » US Cities Served » Payday Loans in Portland, OR – Online & Near Me

Payday Loans in Portland, OR – Online & Near Me

Apply for a payday loan

How to get a payday loan

Fast Online Payday Loan [ PORTLAND ]

Possible types of loans:

  • $100, $200, $300, $400, $500, $600, $700, $800, $900, 1000 dollars are emergency payday loans in Portland Oregon USA, which are issued for a period of 1, 2, 3 or 4 weeks (until your next salaries).
  • $1500, $2000, $2500, $3000, $3500, $4000, $4500, $5000 – Portland, OR installment loans that can be taken out for terms of up to 2 years (most often 1, 6, 9, 12 or 3 months).

To get fast online cash advances (payday or personal loans, short-term loans, fast cash) with instant approval in Portland, OR, USA, use our simple 5-minute application form! The money will be credited to your bank account within 24-48 hours (or faster) after approval.


Cash Advance Near Me :: Portland Oregon Direct Lenders (list of offline stores and agencies nearby)

CompanyAddressPhone
ACE Cash Express2722 N Lombard St, Portland, OR 97217+1 503-285-2929
United Finance515 E Burnside St, Portland, OR 97214+1 503-232-5153
OneMain Financial4340 NE Sandy Blvd, Portland, OR 97213+1 503-282-3284
Rapid Cash12131 SE Powell Blvd, Portland, OR 97266+1 503-762-2224
ACE Cash Express11902 SE Stark St, Portland, OR 97216+1 503-255-2274
ACE Cash Express11701 SE 82nd Ave, Portland, OR 97086+1 503-445-2274

Find a Creditor Near You Using a Map

Payday Loan Requirements & Limits in Portland, OR

To qualify for a payday loan in Portland, Oregon, borrowers must meet these minimum requirements:

  • Be at least 18 years old
  • Provide a valid government-issued ID
  • Show proof of income (pay stub, benefits, or regular deposits)
  • Have an active checking account
  • Provide a Social Security Number (SSN) or ITIN
  • Submit contact information (phone, email, and sometimes proof of residency)

Maximum Loan Amount in Oregon

  • $50,000 maximum loan amount (but most payday loans are much smaller)
  • Loan term31 days minimum (no single-payment “payday” loans allowed)
  • Interest & fees capped:
    • 36% APR max for loans over $3,000
    • $30 max fee for loans under $3,000

Important: Oregon has stricter regulations than many states, preventing ultra-high-cost payday loans. However, short-term loans can still be expensive—consider alternatives before borrowing.