Fast Online Payday Loan [ SALEM ]
Possible types of loans:
- $100, $200, $300, $400, $500, $600, $700, $800, $900, 1000 dollars are emergency payday loans in Salem Oregon USA, which are issued for a period of 1, 2, 3 or 4 weeks (until your next salaries).
- $1500, $2000, $2500, $3000, $3500, $4000, $4500, $5000 – Salem, OR installment loans that can be taken out for terms of up to 2 years (most often 1, 6, 9, 12 or 3 months).
To get fast online cash advances (payday or personal loans, short-term loans, fast cash) with instant approval in Salem, OR, USA, use our simple 5-minute application form! The money will be credited to your bank account within 24-48 hours (or faster) after approval.
Cash Advance Near Me :: Salem Oregon Direct Lenders – List of Offline Stores and Agencies
| Company | Address | Phone |
|---|---|---|
| CashCo Financial | 1594 Edgewater St NW #130, Salem, OR 97304 | +1 503-967-1810 |
| United Finance | 1040 Lancaster Dr SE, Salem, OR 97317 | +1 503-585-6411 |
| OneMain Financial | 486 Lancaster Dr NE, Salem, OR 97301 | +1 503-362-3657 |
| ACE Cash Express | 1131 Lancaster Dr NE, Salem, OR 97301 | +1 503-370-4466 |
| Reliable Credit | 2157 Lancaster Dr NE, Salem, OR 97305 | +1 503-385-4480 |
| CashCo Financial | 3076 Lancaster Dr NE, Salem, OR 97305 | +1 503-399-9222 |
Payday Loan Terms & Requirements — Salem, OR
- Oregon-specific note: Oregon imposes stronger consumer protections and limits on high-cost small-dollar lending than many states; licensed lenders must disclose terms. For exact fee caps and rules, check the Oregon Division of Financial Regulation or ask me to fetch current local regulations.
- Eligibility: 18+; government photo ID; active checking account; Social Security number (often last 4); proof of income (pay stubs or bank deposits); local address and contact info.
- Typical loan size & term: small, short-term cash advances (commonly until next paycheck — ~7–30 days).
- Cost & fees: lenders charge flat fees or fixed dollar amounts rather than traditional interest, which converts to very high APR when annualized.
- Repayment: post‑dated check or ACH/electronic debit on the due date; NSF and collection fees apply if payment fails.
- Rollovers/extensions: may be restricted — rolling over increases total cost and can be limited by state rules.
